Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Bone China Cereal Bowl, at Marks & Spencer
Plain Diameter: 23cm, Manufacturer: Marks & Spencer

Florentyna Shower Crème, at Marks & Spensers
Florentyna shower crme with moisturisers For use in bath or shower 200ml

Handcrafted Glitter Heart Valentine Card, at Marks & Spencers
Cover Text: Love Be mine You are my best friend Be my Valentine Love is all you need! Will be yours always! I heart you Hearts Flowers Kisses Inside Message: Happy Valentine's Day Approx size: 15 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks and Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Blue Harbour Ultimate Linen Short Sleeve Shirt, at Marks and Spencer
Relaxed and stylish, this short sleeve plain shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

Autograph Spot Rip Tape Fastening Tie, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Belt Stitched Tote Bag, at Marks & Spencer
Stylish and useful, this tote bag features buckled loop strap detail and a stitch belt design. A practical and fashionable accessory

3 Pairs of 15 Denier Ladder Resist Sheer Knee Highs, at MarksandSpencer
An M&S exclusive. Amazing yarn stops holes turning into ladders. Three way stretch gives a perfect fit. The comfort top is designed to keep them in place without leaving marks

Per Una Cut Out Butterfly Shoes, at M&S
Peep toe Cut out butterfly design Bow feature Slip on Low heel Available in sizes 3-8, including half sizes

Cotton Rich Flat Front Corduroy Trousers, at Marks and Spencers
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Ceriso Essentials Embroidered Non-Padded DD-G Bra, at Marks and Spencer
Feminine and fashionable, this modern bra is beautifully detailed with floral embroidery. It's underwired and structured to give fuller busts great support and a flattering uplifted shape. Designed for women who want the latest look

Metal Cone Table Lamp, at Marks&Spencer
Cylinder shade Cone stem feature Conical base Steel finish This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Frame Holy Communion Card, at Marks and Spenser
Cover text: On your holy communion Inside message: Blank for your own message Approx size: 174 x 126mm

Perfect Collezione Pure New Wool Single Breasted 2 Button Twill Jacket, at Marks and Spencers
A well cut wool jacket will last you a lifetime. This smart collezione version is made from pure new wool and has a sophisticated Italian look

5 Older Boys' Graphic Camouflage Socks, at Marks & Spencer
The graphic camouflaged design adds a stylish touch to these comfortable socks

Prints - BRIGH S/SUCKER BS, at Marks and Spenser
Manufacturer: Marks & Spencer

Per Una Pure Cotton Zesty Floral Skirt, at Marks and Spencer
A casual knee length skirt in pure soft cotton. Embroidered floral details give it the Per Una touch

Chrome Collection Soap Dispenser, at M+S
H19 x Diam 5.5cm Chrome design, Manufacturer: Marks & Spencer

Short Sleeve Diamond Pointelle Top, at Marks & Spencer
Indulge in soft, warm comfort with this thermal easy to wear knitted top. Perfect for adding a snug extra layer to your outfits during the winter months

Per Una Styled Floral Embroidered Thong, at MarksandSpencer
Modern and elegant, this stylish thong features a delicate front panel in soft stretch lace. The low rise style gives a flattering shapely fit and is ideal for wearing under hipsters. Pretty everyday fashion

Small Tie Hanger, at Marks and Spencer
Keep your ties smartly stored with this small tie hanger. An essential part of any gentleman's wardrobe

Cotton Rich Knitted Dress & Leggings Outfit, at M&S
Practical and pretty, this cute stripe knitted dress and leggings 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

Handcrafted Woven Label Valentine Card, at Marks&Spencer
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Portfolio Mixed Bead Rope Necklace, at MarksandSpencer
Mixed bead design Satin rope necklace Tie fastening Necklace length 148cm

Funky Round Face Diamanté Ladies Watch, at Marks & Spencers
Round face Metallic rim Analogue Large numerals with diamant detailing Bling strap Buckle fastening

Stretch Cotton Lace Trim Vest, at Marks & Spencer
Pretty and feminine, this strappy camisole features a lace trim. The soft stretch cotton fabric gives a comfortable flattering fit

Ceriso Rio Push Up Padded Bra with Silk, at Marks & Spencers
Sassy and glamorous, this modern bra is beautifully detailed with a lace trim. Soft padding and underwiring give great support and a flattering enhanced shape. Designed for women who want the latest look

Autograph Short Sleeve Crew Neck Vest, at Marks & Spencer
Ideal for layering, lounging or sleeping in, these comfortable, easy to care for vests are an essential part of any modern man's wardrobe

Autograph Pure Cotton Plain Poplin Shirt, at Marks and Spencer
Crisp cotton and a sharp attention to detail ensure that this traditional plain shirt is given a thoroughly modern makeover. Cut for a contemporary slimline silhouette, the resulting look is one of simple sharp style

Headboard - King Size (5ft), at Marks and Spencer
H77cm (without struts) x W163cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.